Skip to content
Home / economy / Household savings ratio

Household savings ratio

Share of household disposable income that is saved rather than spent — a gauge of household financial caution and resilience.

8.9 %
-0.7pp vs 2025-Q4

As of 2026-Q1

Historical trend

Trend summary

Household savings ratio was 8.9% in 2026-Q1, down from 9.6% in 2025-Q4.

Trend

  • Over the available record (1963-Q1–2026-Q1), it has ranged from 3.7% in 1999-Q1 to 27% in 2020-Q2.
  • The latest reading is below the record average of 9.3%.

Generated from the published series — describes direction, magnitude and range only, with no editorial judgement or forecasts.

About this indicator

Source
ONS
Update frequency
Quarterly
Last updated
3 August 2026
Next update
3 November 2026
Licence
OGL v3
Direction
↓ Falling

Statistics

Latest
8.9 %
Period high
11 %
Period low
8.9 %
Period average
9.5 %